BANK
STATE
DISTRICT
CITY
BRANCH

NEFT and RTGS are two major fund settlement systems followed in India. This allows organizantion and individual bank account account holders to transfer funds from one account to to another account within same bank's network or a branch of other NEFT participating bank.

Following is the list of NEFT/RTGS enabled banks in India.

Select a bank to get the list of states with the banks branches

ABU DHABI COMMERCIAL BANK
AKOLA DISTRICT CENTRAL CO OPERATIVE BANK
ALMORA URBAN CO OPERATIVE BANK
ANDHRA PRAGATHI GRAMEENA BANK
APNA SAHAKARI BANK
AUSTRALIA AND NEW ZEALAND BANKING GROUP
BANK INTERNASIONAL INDONESIA
BANK OF MAHARASHTRA
BANK OF TOKYO MITSUBISHI UFJ
BARCLAYS BANK
BASSEIN CATHOLIC CO OP BANK
BNP PARIBAS
CANARA BANK
CAPITAL LOCAL AREA BANK
CATHOLIC SYRIAN BANK
CENTRAL BANK OF INDIA
CHINATRUST COMMERCIAL BANK
CITIBANK
CITIZENCREDIT CO OP BANK
CITY UNION BANK
COMMONWEALTH BANK OF AUSTRALIA
CORPORATION BANK
CREDIT AGRICOLE CORP AND INVSTMENT BANK
CREDIT SUISSE AG
DBS BANK
DENA BANK
DEUTSCHE BANK AG
DEVELOPMENT CREDIT BANK
DHANLAXMI BANK
DICGC
DOMBIVLI NAGARI SAHAKARI BANK
FIRSTRAND BANK
GUJARAT STATE CO OP BANK
GURGAON GRAMIN BANK
HDFC BANK
HSBC
ICICI BANK
IDBI BANK
INDIAN BANK
INDIAN OVERSEAS BANK
INDUSIND BANK
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
ING VYSYA BANK
JALGAON JANATA SAHKARI BANK
JANAKALYAN SAHAKARI BANK
JANASEVA SAHAKARI BANK
JANATA SAHAKARI BANK
JPMORGAN CHASE BANK
KALLAPPANNA AWADE ICH JANATA S BANK
KANGRA CENTRAL CO OP BANK
KAPOLE CO OP BANK
KARNATAKA BANK
KARNATAKA VIKAS GRAMEENA BANK
KARUR VYSYA BANK
KOTAK MAHINDRA BANK
KURMANCHAL NAGAR SAHKARI BANK
MAHANAGAR CO OP BANK
MAHARASHTRA STATE CO OP BANK
MASHREQ BANK
MIZUHO CORPORATE BANK
MUMBAI DISTRICT CENTRAL CO OP BANK
NAGPUR NAGRIK SAHAKARI BANK
NATIONAL AUSTRALIA BANK
NEW INDIA CO OP BANK
NKGSB CO OP BANK
NORTH MALABAR GRAMIN BANK
NUTAN NAGARIK SAHAKARI BANK
OMAN INTERNATIONAL BANK SAOG
ORIENTAL BANK OF COMMERCE
PARSIK JANATA SAHAKARI BANK
PRATHAMA BANK
PRIME CO OP BANK
PUNJAB AND MAHARASHTRA CO OP BANK
PUNJAB AND SIND BANK
PUNJAB NATIONAL BANK
RABOBANK INTERNATIONAL
RAJKOT NAGARIK SAHAKARI BANK
RATNAKAR BANK
RESERVE BANK OF INDIA
SBERBANK
SHINHAN BANK
SHRI CHHATRAPATI RAJARSHI SHAHU URBAN CO OP BANK
SOCIETE GENERALE
SOLAPUR JANATA SAHKARI BANK
SOUTH INDIAN BANK
STANDARD CHARTERED BANK
STATE BANK OF BIKANER AND JAIPUR
STATE BANK OF HYDERABAD
STATE BANK OF INDIA
STATE BANK OF MAURITIUS
STATE BANK OF MYSORE
STATE BANK OF PATIALA
STATE BANK OF TRAVANCORE
SUMITOMO MITSUI BANKING CORPORATION
SYNDICATE BANK
TAMILNAD MERCANTILE BANK
THANE BHARAT SAHAKARI BANK
THE A P MAHESH CO OP URBAN BANK
THE AHMEDABAD MERCANTILE CO OP BANK
THE ANDHRA PRADESH STATE CO OP BANK
THE BANK OF NOVA SCOTIA
THE BHARAT CO OP BANK
THE COSMOS CO OP BANK
THE FEDERAL BANK
THE GADCHIROLI DISTRICT CENTRAL CO OP BANK
THE GREATER BOMBAY CO OP BANK
THE GUJARAT STATE CO OP BANK
THE JALGAON PEOPLES CO OP BANK
THE JAMMU AND KASHMIR BANK
THE KALUPUR COMMERCIAL CO OP BANK
THE KALYAN JANATA SAHAKARI BANK
THE KANGRA CENTRAL CO OP BANK
THE KARAD URBAN CO OP BANK
THE KARNATAKA STATE CO OP APEX BANK
THE LAKSHMI VILAS BANK
THE MEHSANA URBAN CO OP BANK
THE MUNICIPAL CO OP BANK
THE NAINITAL BANK
THE NASIK MERCHANTS CO OP BANK
THE RAJASTHAN STATE CO OP BANK
THE RATNAKAR BANK
THE ROYAL BANK OF SCOTLAND
THE SAHEBRAO DESHMUKH CO OP BANK
THE SARASWAT CO OP BANK
THE SEVA VIKAS CO OP BANK
THE SHAMRAO VITHAL CO OP BANK
THE SURAT DISTRICT CO OP BANK
THE SURAT PEOPLES CO OP BANK
THE SUTEX CO OP BANK
THE TAMILNADU STATE APEX CO OP BANK
THE THANE DISTRICT CENTRAL CO OP BANK
THE THANE JANATA SAHAKARI BANK
THE VARACHHA CO OP BANK
THE VISHWESHWAR SAHAKARI BANK
THE WEST BENGAL STATE CO OP BANK
TUMKUR GRAIN MERCHANTS CO OP BANK
UBS AG
UCO BANK
UNION BANK OF INDIA
UNITED BANK OF INDIA
VASAI VIKAS SAHAKARI BANK
VIJAYA BANK
WESTPAC BANKING CORPORATION
WOORI BANK
YES BANK

IFSC Code

is used in RTGS (Real-time Gross Settlement) and NEFT (National Electronic Fund Transfers) transactions. Every NEFT/RTGS participating bank will have unique IFSC codes for each of its branches. This helps the system in identifying the recipient bank's branch during a financial transaction. First four characters of IFSC is the bank code, last 6 characters represent the branch and fifth character is zero (reserved to be used later).


MICR

(Magnetic Ink Character Recognition Codes) are usually printed on cheques, contains related bank code and account number. These codes are read by corresponding reader devices to process the cheques at banks.